Terms of Use

(Last updated March 2023)

This website, located at uniform resource locator https://sjfventures.com/, and, if you are an SJF investor, our investor portal, located here (this website and the investor portal, collectively, the “Site”), is provided by SJF Ventures and its affiliates (collectively, “SJF”, “we” or “us”) to the person accessing the Site (“you”).

1. You Agree to These Terms by Using the Site

These Terms of Use are a binding contract between you and SJF. Your access to, and use of, the Site is subject to the following Terms of Use and all applicable laws and regulations.  By accessing and using the Site, you agree that you have read, understand and accept, without limitation or qualification, these Terms of Use. By using the Site, you also affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and that you are fully able and competent to enter into  these terms, conditions, obligations, affirmations, representations and warranties set forth in these Terms of Use. SJF and its affiliates may, at any time and without notice, modify these Terms of Use by revising them on the Site.  Your continued use of the Site constitutes your acceptance of any such changes or revisions, and consequently binds you to any changes or revisions. If you object to any changes or revisions to the Terms of Use, your sole recourse is to cease using the Site. You should, therefore, periodically visit this page to review the current Terms of Use.  You may not modify these Terms of Use except in a writing signed by SJF.  Your use of the Site is also subject to our Privacy Policy attached hereto and incorporated herein.

If you do not agree and accept, without limitation or qualification, these Terms of Use and the Privacy Policy, you must exit the Site immediately.

2. Permitted Use of the Site; Restrictions

The information and materials on the Site are provided for general informational purposes. You may use the site solely for the purpose of learning about SJF and its services or products.  By using the Site, you agree that you shall not:

(i) use, reproduce or distribute the text, graphics, downloads, tools or any other content on the Site for any other purpose;

(ii) download, print for any purpose other than your own use, duplicate or copy any materials and information posted on the Site;

(iii) re-distribute or re-disseminate the materials and information on the Site, including, without limitation, making any materials and information contained within the Site available via the internet or via any other electronic means or access;

(iv) circumvent, tamper with, modify or disable any content protection system or digital rights management technology use in connection with the Site or the services depicted therein;

(v) use the Site for any purpose that is unlawful; or

(vi) allow third parties to violate the preceding restrictions described within this Section 2 of the Terms of Use.

Notwithstanding the above restrictions, you may download, print, copy, distribute and otherwise make available materials and information posted on the Site solely for use by your administrators, tax, accounting and legal professionals and/or other advisors; provided that such administrators, professionals and other advisors agree to comply with the above restrictions and are required to keep confidential any materials and information uploaded to the investor portal.

You are responsible for your use of the Site. Our goal is to create a positive, useful, and safe user experience. To promote this goal, we prohibit certain kinds of conduct that may be harmful to other users or to us. When you use the Site, you may not:

  • violate any law or regulation;
  • violate, infringe, or misappropriate other people’s intellectual property, privacy, publicity, or other legal rights;
  • post or share anything that is illegal, abusive, harassing, harmful to reputation, pornographic, indecent, profane, obscene, hateful, racist, or otherwise objectionable;
  • send unsolicited or unauthorized advertising or commercial communications, such as spam;
  • engage in spidering or harvesting, or participate in the use of software, including spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software designed to collect data from the Site;
  • transmit any viruses or other computer instructions or technological means whose purpose is to disrupt, damage, or interfere with the use of computers or related systems;
  • stalk, harass, or harm another individual;
  • impersonate any person or entity or perform any other similar fraudulent activity, such as phishing;
  • use our Site in any way or take any action that causes, or may cause, damage to the Site or impairment of the performance, availability or accessibility of the Site;
  • use any means to scrape or crawl any web pages contained in the Site;
  • attempt to circumvent any technological measure implemented by us or any of our providers or any other third party (including another user) to protect the Site;
  • attempt to decipher, decompile, disassemble, or reverse engineer any of the software or other underlying code used to provide the Site; or
  • advocate, encourage, or assist any third party in doing any of the foregoing.

If you engage in the above-mentioned prohibited conduct or otherwise breach these Terms of Use or our Privacy Policy, SJF may, at its sole discretion, send you one or more formal warnings, temporarily suspend your access to the Site, block your access to the Site, permanently prohibit you from accessing the Site, and/or commence legal action against you.

3. Site Content; Securities

The information on this Site in no way constitutes an offer or solicitation for the purchase of any stock, any other security or any financial instrument (collectively, “Securities”) or to provide any investment service or investment advice in any jurisdiction.  All such offers may be made only to privately solicited investors who have been pre-qualified as to both investment suitability and net worth, including, without limitation, qualifying as accredited investors within the meaning of the Securities Act of 1933, as amended, after delivery of required disclosure documents and offering memoranda, and only in such jurisdictions in which such an offer would be lawful.

Please seek the advice of professionals as necessary regarding the evaluation of any content on this Site.  The content on this Site is not intended to be, and you should not consider anything on the Site to be, investment, accounting, tax or legal advice. You are encouraged to discuss information that you learn from the Site with your financial, legal or tax advisors and others with whom you share investment decisions.

Any estimates, projections or predictions on this Site are intended to be forward-looking statements. SJF gives no assurance that any forward-looking statements will prove to be correct. Information concerning past performance is not necessarily a guide to future performance.  Such estimates are subject to actual known and unknown risks, uncertainties and other factors that could cause actual results to differ materially from those projected. SJF expressly disclaims any obligation or undertaking to update or revise any forward-looking statement contained herein to reflect any change in its expectations or any change in circumstances upon which such statement is based.

Securities are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, SJF or any of its subsidiaries or affiliates. Securities involve investment risks, including the possible loss of value.   Investors may get back less than they invested.

Securities mentioned in the Site may not be suitable or appropriate for all investors or in all geographical areas. Your particular needs, investment objectives and financial situation were not taken into account in the preparation of this Site and the materials contained herein. You must make your own independent decisions regarding any Securities mentioned herein. The fact that SJF has made available to you through the Site, information regarding investment opinions and other information constitutes neither a recommendation that you enter into a particular transaction nor a representation that any Securities are suitable or appropriate for you. You should consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.

4. Disclaimer; Warranty

The site, its content AND materials are provided for information purposes only  “as is.”   you agree that your use of the site shall be at your sole risk. To the fullest extent permissible pursuant to applicable law, SJF, its officers, directors, employees, parents, affiliates, shareholders, representatives and agents HEREBY disclaim all warranties, express or implied, in connection with the site and your use thereof, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. Sjf, its information providers and their agents make no warranties or representations about the content of any WEBsites linked to the site and assume no liability for any (i) errors, mistakes, or inaccuracies; (ii) unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein; (iii) interruption or cessation of transmission to or from our website; (iv) bugs, viruses, trojan horses, or other harmful components of similar nature, which may be transmitted to or through our website by any third party; and/or (v) errors and omissions in any content causing any loss or damage of any kind incurred as a result of the use of or any content posted, emailed, transmitted or otherwise made available via the site. SJF does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the site or any hyperlinked website or featured in any banner or other advertising. Sjf is not a party to and shall not be in any way responsible for monitoring any transaction between you and THIRD PARTY providers or products or services.

SJF and its agents do not represent or warrant any defects contained in the Site will be corrected. SJF does not make any warranties or representations regarding the use of the materials in the Site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

5. User Submitted Content

The Site may, from time to time offer interactive features that allow third party users to submit content to the Site.  SJF does not and cannot review all such content, and is not responsible for such content.

You acknowledge that by providing the ability to view and distribute your user-generated content on the Site, SJF is merely acting as a passive conduit for such distribution and is not endorsing such content and does not undertake any obligation or assume any liability related third party user-generated content. SJF reserves the right in its sole discretion to block or remove communications or materials that it determines to be unacceptable to SJF.

Except as provided under these Terms of Use, SJF does not grant you a license or any other rights of any type under any patents, know-how, copyrights, trade secrets, trademarks or other intellectual property owned or controlled by SJF, including, without limitation, any name, trade dress, logo or equivalents.

Harassment in any manner or form on the Site, including via e-mail, chat or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including an SJF employee, agent, host or representative, as well as other members or visitors on the Site is prohibited. You shall not upload to, distribute, or otherwise publish through the Site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law.

6. Notice; Electronic Communications

When you visit the Site or send e-mails to SJF, you are communicating with us electronically. You consent to receive communications from us electronically. SJF will, at its sole discretion, communicate with you via e-mail or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

7. Typographical Errors

The Site may contain typographical errors.  SJF reserves the right to update the Site at any time to correct any such errors.

8. Indemnification

You agree to indemnify, defend, and hold harmless SJF, its officers, directors, employees, agents, representatives, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use resulting from your use of the Site or any negligent or wrongful conduct by you or any other person accessing the Site using your internet account.

9. Limitations of Liability

YOUR USE OF THE SITE IS AT YOUR OWN RISK.  NEITHER SJF, NOR ANY OF ITS SUBSIDIARIES, AFFILIATES, OFFICERS OR DIRECTORS, NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE OR ITS CONTENT, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES OR FOR ANY LOSS OF PROFITS, REVENUES, BUSINESS OPPORTUNITIES, GOODWILL OR ANTICIPATED SAVINGS. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

10. Third Party Links

In an attempt to provide increased value to our visitors, SJF may link to websites operated by third parties. However, even if the third party is affiliated with SJF, SJF may have no control over these linked websites, all of which may have separate terms of use and privacy and data collection practices that are independent of SJF.  These linked websites are only for your convenience, and therefore, you access them at your own risk.  Without limiting the foregoing, SJF specifically disclaims any responsibility if such websites: infringe any third party’s intellectual property rights; are inaccurate, incomplete or misleading; are not merchantable or fit for a particular purpose; do not provide adequate security; contain viruses or other items of a destructive nature; or are libelous or defamatory.

SJF does not endorse the content, or any products or services available, on such third party websites.  Nonetheless, SJF seeks to protect the integrity of the Site and the links placed upon it and therefore requests any feedback on not only the Site, but on websites it links to as well (including if a specific link does not work).

11. Trademarks

The following trademark is our property: SJF VENTURESTM. This mark may not be used without our written consent on any product or service, except our own.

12. Copyright

Copyright © 2018, SJF VENTURES.  ALL RIGHTS RESERVED.

All content included on the Site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of SJF or its content suppliers and protected by United States and international copyright laws. The compilation of all content on the Site is the exclusive property of SJF and protected by United States and international copyright laws. All software used on the Site is the property of SJF or its software suppliers and protected by United States and international copyright laws.  You agree not to change or delete any proprietary notices from materials printed or downloaded from the Site.

13. Copyright Complaints

SJF respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at finance@sjfventures.com.

14. Export Control

Software and other materials downloaded or otherwise made available from the Site may be subject to United States Export Control. The United States Export Control laws prohibit the export of certain technical data and software to certain territories. No software from the Site may be downloaded or exported into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Sudan, Syria or any other country to which the United States has embargoed goods; or anyone on the United States Treasury Department’s list of Specially Designated Nationals or the United States Commerce Department’s Table of Deny Orders.

SJF does not authorize the downloading or exportation of any software or technical data from the Site to any jurisdiction prohibited by the United States Export Control Laws.

15. Law and Jurisdiction

These Terms of Use and your use of the Site are governed by the laws of the State of Delaware, without regard to its choice of law provisions. The courts of general jurisdiction located within the State of Delaware, will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use and/or the Site or in which these Terms of Use and/or the Site are a material fact.

16. Assignment

SJF may assign its rights and duties under these Terms of Use to any party at any time without notice to you.

18. Questions and feedback

We welcome your questions, comments, and concerns about the Site. Please send us any and all feedback pertaining to the Site to finance@sjfventures.com.